We like Harry because he stays in touch.  Everyone wonders if the person who helps you today will still call or visit with your tomorrow and Harry put our concerns to rest.  When we met him, he recommended a good estate plan so that our children get all of what we worked so hard for.  Then he noticed that our IRAs were in these ‘variable annuities’ that can lose money.  Not only did he help us make our savings safer but he even helped us get out of the risky investment without a penalty that would cost us money.  We’re very happy with the work he did for us and he didn’t charge us a penny (although we were happy to give him some zucchini from our garden)