I met Harry when he dropped by to talk to me about estate planning and wills and he suggested a living trust.  The lawyer he referred me to was great; she was helpful and made it easy to understand.  I never realized that there were so many possible problems in probate from a will and I was glad Harry recommended the trust.  When he came back to help me understand how to work with the trust, he suggested a way to have my excess savings work harder and still stay safe.  I took Harry’s advice and I’m glad I did because my first year return was almost 14% and my money is safe.  I think that when my other annuities mature, I will ask Harry’s help in finding the best ways to keep my money growing and safe.

James R. Meranda